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Employee vs Sub Contractor

Smaller contractors generally have a limited understanding of how classifying workers as either employees or subcontractors affect the various types of insurance. This simple distinction can land you in proverbial quicksand and before you know it your overhead. This...

Excavation Contractors Risk

Working in construction can be rewarding both financially and in terms of job satisfaction. If you are a true artesian contractor who takes pride in his work and treats clients with respect and honesty you will have a successful business. Construction can also be...

Uninsured Plumber? What a Bummer!

Whether you’re a neophyte gambler or a serious poker player, you know that a Full House is almost always a winning hand. Plumbers, however, are a little more discriminating. For a plumber, it’s a Royal Flush or nothing. Like most people, plumbers like to play a hand...

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